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what happens if buyer backs out of real estate contract closing costs for refinance mortgage Understanding Mortgage Refinance Closing Costs | LendingTree – On average, refinance closing costs range from 3 percent to 6 percent of your loan amount (again, depending on your location and your lender). On a national level, the average closing costs were $4,876 per transaction, according to data released on Oct. 24, 2017, by ClosingCorp,How to understand the flashpoints in real estate contracts – In our state, the listing and the offer to purchase contracts. or unfulfilled buyer agency contract. The privacy of a real estate condition report, or RECR: When a transaction fails to close, and.